The Money Doctor

Borrowing After Christmas – Three Options Please Note* This article relates to Ireland only Neither a lender nor a borrower be is the immortal Polonius line in Shakespeare’s Merchant of Venice but that’s all very well if Christmas wasn’t so expensive and there were some savings.  With the lockdowns we have all managed to save […]

How to Defeat Debt “The first benefit of being debt-free is that your money becomes your own to spend or invest as you wish. Not having any debt will make you less vulnerable.” Up there on the list of Things Which Most Irritate Me are the sort of you-know-whats who are wise after the event. […]

The Money Doctor’s A-Z of Saving: Part Four T is for technology Saving money on technology is twofold. Do you need that gadget? Sleek marketing and shiny new gadgets have turned us into a nation of magpies, craving everything we see. But think first – do you need a new phone or laptop? Or does […]

The Money Doctor’s A-Z of Saving: Part Three M is for mortgage The European Central Bank interest rate is at its lowest – 0%. Rates can really only go one way but may not go up for quite a while. Make hay while the sun shines and check Are you getting the best rate Could […]

The Money Doctor’s A-Z of Saving: Part Two G is for groceries In the past year, food and non-alcoholic drink prices have increased by 1.6 per cent, according to the Central Statistics Office. Shaving a few euro off your shopping bill each week could make a big difference to your finances. Simple changes like switching […]

The Money Doctor’s A-Z of Saving: Part One Wanting to save money and actually doing it are two very different things. Billionaire JP Getty’s formula for success was “rise early, work late and strike oil”  but few of us will reach that utopia so it’s back to the nitty gritty: save. Before you can start putting away […]